The Euribor three months rate, used in home loans, fell this month to historic lows. The fixing of the rate in a negative value means, in practical terms, that families will now pay less for their loans. The downward trend also confirms that it is now even easier to bear the costs of home buying. If you think that buying a house will prevent you from continuing doing other expenses, like dining out or going to the movies, do think again. Accept the challenge. The load of paying a loan has never been lighter.